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post #1 of 7 (permalink) Old 08-05-2008, 08:41 PM Thread Starter
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HELP needed, fight insurence

Ok, im 20 and i just had my first fight a few days ago. After watching the entire tourniment, not so much my fight, my father decided he is going to try and stop leting me fight. Im not going to let him do this, first of all its BS cuz im 20 and he cant tell me what i can and can't do. Anyways one of his arguments is our insurence wont cover injury inccured during competition, does anyone know how insurence works for competition, does the promoter;s insurence cover everything. Any help would be awesome.
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post #2 of 7 (permalink) Old 08-05-2008, 09:04 PM
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hmmm i cant think of any that I know of but i kno like organizations well have insurance fees when u sign up and if ur injured that org will cover it but i dont know maybe if u trained somewhere that does that but i have no idea if places for mma do or not...its usually more for team sports
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post #3 of 7 (permalink) Old 08-07-2008, 08:47 AM
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You should be ok but insurance companies and policies can and do vary. The health insurance carriers I represent do not ask any questions regarding your "activities." If you/your father are in the habit of switching health carriers, you could find that some of your prior injuries may be excluded if there are complications or additional treatment is needed. On the promoter side, those policies are generally "liability only" policies and offer no general health/injury coverage for participants.
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post #4 of 7 (permalink) Old 08-07-2008, 02:07 PM
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Do you live with your father?

"When I hear athletes call themselves warriors, it does bother me a little bit. When I think of a warrior, I think of the Marines I've led in combat, those Marines that sacrificed so showers, little food, no contact with their family, all for their love for their brother Marine and for their love for their country. That's a warrior, willing to lay his life on the line. I've had Marines that have laid their lives on the line for the man next to him, and for their family and country. That's a warrior. The guy who goes into some athletic contest who has no war experience, in my eyes, really has no right to call himself that. That's a coveted thing to call someone, and that's what I call my Marines. Those are warriors." - Brian Stann
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post #5 of 7 (permalink) Old 08-10-2008, 04:58 PM
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In the UK we have to be insured for mma even though we have a national health service. I'd look into it with someone who knows what they're talking about.

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post #6 of 7 (permalink) Old 09-20-2008, 06:42 AM
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When you show up to a hospital all cut up and bruised they are required by law to ask questions. When the person in the emergency room asks you what happened, lie. It's not honorable, but neither is what hospitals charge for an x-ray, seven staples and an ace bandage.

No, really though, if you don't have access to your own insurance you need to discuss this with you father or get insurance through your school or job. I wish someone could help me out in this department. I know that judo organizations have very affordable insurance that covers training and competition, but I don't know about mma.

From experience, I can tell you, the "I'm old enough to make my own decisions" argument might be true, but you aren't going to win your pop over with that line. Did he just get turned off to the idea, if that is the case was it because you got hurt?
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post #7 of 7 (permalink) Old 09-26-2008, 10:06 AM
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If your fights are sanctioned then you can buy insurance for the fight through the commission so if your state sanctions mma then try to fight in mostly sanctioned shows but if not I have no idea what insurance policies say about mma, but if you were hurt in say wrestling, or football wouldn't they cover you? I would say it would be similar to that.
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